What is a Cash loan?
A cash loan is a short term loan which can be paid off over a short period of time upto 12 months
How much can I borrow?
You can apply for $400 to $2,000. The lender will tell you how much you qualify for when you submit the application.
Fast Loan Approvals
Loan requirements are minimal. Your loan pre-approval is just a few clicks away.
Quick Cash in Minutes
If approved, electronic transfer can be in as little as 4 hours. Most bank transactions will be received within 1 business day, although certain banks can take up to 48 hours to show the credit
How It Works
If you have a cash flow problem iWantPayday.net is your best solution. A simplified application and quick approval are the cornerstones of our payday loan process.
Is my personal information kept secure?
We use the most up to date and technologically advanced equipment and software to protect your privacy.
HOW TO APPLY FOR A LOAN
What we do and what we offer
A payday loan or cash advance is a short term loan. It provides the consumer with the needed cash to use until their next payday, or over a 12 month period. The loan, plus any applicable fees, is paid back on the consumer's next payday (This can be extended if required).
- 18 years of age or older.
- Australian Permenant Resident.
- Valid check or savings account with direct deposit.
- Regular income of at least $1,000 per month.
- Bad Credit or Centrelink Customers are welcome to apply. (Centrelink)
- *All Loans are subject to an assessment of suitability and affordability.
* If approved, electronic transfer can be in as little as 4 hours. Most bank transactions will be received within 1 business day, although certain banks can take up to 48 hours to show the credit
Before you get started
iWantPayday.net owned and operated by Fish4Loans Pty Ltd | ABN 89 603 132 618 | Australian Credit Licence Number 474107
Register online from home on your PC or from anywhere using your mobile device.
If your application is succesful you will be presented with a loan offer subject to terms and conditions shown on the offer.
We are a Licensed Finance Broker. We do not provide any kind of credit facilities. Your request will be referred to a third party that you can deal directly with.
You will be advised of the 3rd party lenders fees and charges before signing your contract. We may receive a small fee (amount unascertainable) from these third parties for the referral.
It is recommended that you take independent legal and financial advice before taking up any products that you are referred to.
We work with a number of lenders including, Swoosh Finance, Cash Convertors, Fair Go Finance, Max Finance and many others.
iWantPayday.net simply helps you get the loan that you need
Frequently asked questions
(click to open)
Normally within 1 hour of application approval. Bank holidays, weekends and certian banks can impact delivery time up to 48 hours
Our lenders costs are the same for all states. They charge an establishment fee which is 20% of the loan amount you borrow plus a 4% monthly fee.
Yes you can. Bad Credit Loans are available. Your credit score does not always play a factor in most of our lenders decisions.
The loan amount and any fees will be electronically deducted from your bank account on the due dates. You do not have to do anything.
Please speak directly with your lender if you have any issues paying back the loan.
Fill out the easy online application and submit it. You are under no obligation at that point. You will be able to see the loan offer before agreeing to it. Pay Advance Australia loans are available to employed customers
All our lenders will perform credit checks but bad credit will not always preclude you from obtaining a loan
Customer Service Contact
Our location and mailing address
iWantPayday.net owned and operated by Fish4Loans Pty Ltd
ABN 89 603 132 618
Australian Credit Licence Number 474107